Most people don’t think much about mobile banking apps. They just open them, tap a few buttons, and expect everything to work. If something goes wrong, they notice immediately.

That’s why building a mobile banking app is different from building a regular app. It has to feel clear. It has to respond fast. And it has to behave the same way every time. If users get confused or feel unsure, they stop trusting it.

In 2025, many teams are working on mobile banking products. Some are startups. Some are digital banks. Others are traditional banks improving what they already have. In all cases, choosing the right financial software development company can shape how the product grows and how reliable it feels over time.

This article looks at 15 companies that businesses often consider when they need help with mobile banking app development. The goal is not to rank them or call anyone “the best”, but to explain how these teams usually work and what kind of projects they fit.

1. Stubbs Pro

Stubbs works with fintech and mobile banking products where things are still changing. Many projects start without everything fully defined. Features get adjusted. Flows are improved along the way.

The team spends a lot of time making sure the app logic stays clear and predictable. Mobile banking apps built with Stubbs are usually simple to use, easy to extend, and not overloaded with unnecessary features.

This works well for fintech startups and growing companies that want to build something solid first and improve it step by step instead of rushing everything at once.

2. EPAM Systems

EPAM usually works on very large systems. Mobile banking apps are often just one part of a much bigger setup.

These projects take a long time and involve many teams. Rules and regulations are strict. Changes are planned carefully. EPAM fits companies that already have complex banking platforms and need steady development over many years.

3. Luxoft

Luxoft works mostly with large banks and enterprise clients. Many mobile banking apps are connected to old systems that cannot be replaced easily.

Because of that, development moves slowly and carefully. The focus is on stability and following existing processes. This works for banks that prefer control and predictability.

4. Accenture Technology

Accenture usually joins mobile banking projects as part of bigger changes. The app is built together with system updates, integrations, and internal process changes.

This setup fits large organizations that are changing how their digital services work, not just adding a new app.

5. Cognizant

Cognizant works with mobile banking systems over long periods of time. Projects are usually well structured and planned in advance. Teams follow clear processes and defined roles.

Updates happen on a regular basis, but the pace is controlled. There is time to test changes and avoid surprises. This approach works well for companies that prefer stable progress, clear schedules, and predictable results.

6. Endava

Endava works a lot with fintech products and digital platforms. Teams are often based in different countries.

Mobile banking apps are updated often. Requirements change quickly, and feedback comes fast. This fits digital banks and fintech companies that release updates all the time.

7. Intellectsoft

Intellectsoft builds mobile banking apps for mid-sized and large companies. Projects often include both customer apps and internal tools.

The team usually helps clients think through technical decisions, not just write code. This can be useful when product direction is still forming.

8. ScienceSoft

ScienceSoft has many years of experience in finance and IT outsourcing. Mobile banking apps are usually built as part of larger systems that include web platforms and internal tools.

The team spends a lot of time on testing and stability. Long-term support is a key part of their work. This fits companies that value reliability and consistency more than fast releases.

9. SoftServe

SoftServe often works on cloud-based systems and modern digital platforms. Mobile banking apps are usually connected to scalable backends and APIs.

This setup works well for banks and fintech companies that are updating older systems or moving to more flexible infrastructure.

10. DataArt

DataArt works on projects where small details matter. Many mobile banking apps are built for regulated markets.

Clients usually work with DataArt for a long time. The team spends time understanding how the business works before making changes.

11. Netguru

Netguru often works with startups and digital-first companies. Design and development usually go together.

Mobile banking apps built with Netguru focus a lot on user experience. This fits challenger banks and fintech startups.

12. ELEKS

ELEKS works on large digital platforms. Mobile banking apps are often built with future growth in mind.

Projects usually involve multiple systems and teams. Planning plays a big role here.

13. Andersen

Andersen provides development teams that can join existing projects. The cooperation model is flexible.

This works for companies that want to scale their mobile banking development without giving up control of the product.

14. N-iX

N-iX works mostly with companies from Europe and the United States. Mobile banking apps are often part of larger enterprise or fintech platforms.

The focus is on stability and long-term use.

15. Yalantis

Yalantis combines mobile development with product thinking. Apps are designed so they can change and grow over time.

This fits companies that know their product will look different a year after launch.

Final Thoughts

People use mobile banking apps every day. They don’t want to think about how they work. They just expect things to be clear and consistent.

There is no single company that works for every banking product. Some teams are better for startups. Others work better with large banks and complex systems. What matters most is how well a team understands the product and how easy it is to work together over time.

This list shows companies that businesses often look at in 2025 when they plan ahead. In most cases, good results come from simple things: clear communication, realistic plans, and steady work over time.